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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $803,648 | $75,962+958.0% | $154,111+421.5% | $64,173+1152.3% |
| Participation rate | 100.0% | 70.4%+29.6pp | 83.0%+17.0pp | 69.6%+30.4pp |
| Annual return | -21.54% | 30.32%-51.9pp | 735.18%-756.7pp | 7.63%-29.2pp |
| Employer contribution / active EE | $22,301 | $3,350+565.7% | $5,298+320.9% | $2,381+836.7% |
| Participant deferral / active EE | $13,896 | $3,175+337.7% | $5,081+173.5% | $3,470+300.5% |
| Admin fee / account holder | $8,249 | $5,589+47.6% | $13,411-38.5% | $4,887+68.8% |