Retirement plan

SHANNON & WILSON, INC. PS RETIREMENT & 401(K) PLAN AND TRUST

Name: SHANNON & WILSON, INC. - SHANNON & WILSON, INC. PS RETIREMENT & 401(K) PLAN AND TRUST (2018) Form 5500
Creator: SHANNON & WILSON, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, SHANNON & WILSON, INC. PS RETIREMENT & 401(K) PLAN AND TRUST, SHANNON & WILSON, INC.

SHANNON & WILSON, INC.EIN 91-0745357Plan #333PY 2018

PO BOX 300303 - SEATTLE, WA 981038600206-632-8020shannonwilson.comLinkedIn201-500 employeescivil engineering

Other plans on this EIN

1 filing

#002Retirement-$22.2M assets

Prospect flagsNo flags tripped

How to read this page

Total assets (EOY)

$68.1M

-8.3% from 2017

Total participants

384

-1.8% from 2017

Average account balance

$177,736

-8.6% from 2017

Annual return

-3.61%

-25.87 pp from 2017

Benchmarks

See 2,763 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants250-999

Cohort2,763 peers

Snapshot2018

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$129.95M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$234K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

556

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

99.5%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$5.99M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$16K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+18.76%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$259

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 3 by compensation

Provider	Service type	Compensation
RBC WEALTH MANAGEMENT4+ years Service code 26 · EIN 41-1416330	Advisory (Participants)	$47,725
BAIRD FUNDS4+ years Filed as: ROBERT W. BAIRD Service code 26 · EIN 39-6037917	Advisory (Participants)	$16,253
MERRILL LYNCH PIERCE FENNER & SMITH4+ years Filed as: MERRILL LYNCH, PIERCE, FENNER&SMITH Service code 26 1215 4TH AVE SUITE 2600 · SEATTLE, WA 98161	Advisory (Participants)	$15,037

Plan features & details

Pension benefit codes2E2F2G2J2R2T

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2R
Participant-directed brokerage accounts
Participant-directed brokerage accounts provided as an investment option under the plan.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.

Opportunity flags

0 tripped

No flags tripped for this filing year. This plan looks clean.

Expense breakdown

Schedule H Part II

Admin total

$89K

$297 / participant

Investment mgmt$88K98.6%
Other / not subdivided$1K1.4%

% of EOY assets

0.130%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: VWC, PS
Auditor EIN: 911007261
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$177,736

$75,388+135.8%

$123,553+43.9%

$55,725+219.0%

Participation rate

99.7%

75.7%+24.0pp

82.3%+17.4pp

70.9%+28.8pp

Annual return

-3.61%

4.48%-8.1pp

119.21%-122.8pp

244.93%-248.5pp

Employer contribution / active EE

$3,503

$3,063+14.3%

$4,628-24.3%

$2,078+68.5%

Participant deferral / active EE

$6,851

$5,651+21.2%

$6,426+6.6%

$3,356+104.2%

Admin fee / account holder

$232

$120+93.5%

$9,284-97.5%

$115+101.2%

Provider

Service type

Compensation

RBC WEALTH MANAGEMENT4+ years

Service code 26 · EIN 41-1416330

Advisory (Participants)

$47,725

BAIRD FUNDS4+ years

Filed as: ROBERT W. BAIRD

Service code 26 · EIN 39-6037917

Advisory (Participants)

$16,253

MERRILL LYNCH PIERCE FENNER & SMITH4+ years

Filed as: MERRILL LYNCH, PIERCE, FENNER&SMITH

Service code 26

1215 4TH AVE SUITE 2600 · SEATTLE, WA 98161

Advisory (Participants)

$15,037

SHANNON & WILSON, INC. PS RETIREMENT & 401(K) PLAN AND TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

SHANNON & WILSON, INC. PS RETIREMENT & 401(K) PLAN AND TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion