Retirement plan

SHANNON & WILSON, INC. PS RETIREMENT & 401(K) PLAN AND TRUST

Name: SHANNON & WILSON, INC. - SHANNON & WILSON, INC. PS RETIREMENT & 401(K) PLAN AND TRUST (2016) Form 5500
Creator: SHANNON & WILSON, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, SHANNON & WILSON, INC. PS RETIREMENT & 401(K) PLAN AND TRUST, SHANNON & WILSON, INC.

SHANNON & WILSON, INC.EIN 91-0745357Plan #333PY 2016

PO BOX 300303 - SEATTLE, WA 981038600206-632-8020shannonwilson.comLinkedIn201-500 employeescivil engineering

Other plans on this EIN

1 filing

#002Retirement-$16.3M assets

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$60.6M

+9.7% from 2015

Total participants

379

+0.3% from 2015

Average account balance

$164,733

+5.8% from 2015

Annual return

8.84%

+8.59 pp from 2015

Benchmarks

See 2,524 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants250-999

Cohort2,524 peers

Snapshot2016

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$129.95M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$234K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

556

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

99.5%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$5.99M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$16K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+18.76%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$259

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 4 by compensation

Provider	Service type	Compensation
RBC WEALTH MANAGEMENT2+ years Service code 26 · EIN 41-1416330	Advisory (Participants)	$50,923
TRAUTMANN MAHER & ASSOCIATES2+ years Service code 15 · EIN 91-1526584	Recordkeeping	$43,721
BAIRD FUNDS2+ years Filed as: ROBERT W. BAIRD Service code 26 · EIN 39-6037917	Advisory (Participants)	$16,714
MERRILL LYNCH PIERCE FENNER & SMITH2+ years Filed as: MERRILL LYNCH, PIERCE, FENNER&SMITH Service code 26 1215 4TH AVE SUITE 2600 · SEATTLE, WA 98161	Advisory (Participants)	$10,852

Plan features & details

Pension benefit codes2E2F2G2J2R2T

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2R
Participant-directed brokerage accounts
Participant-directed brokerage accounts provided as an investment option under the plan.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$129K

$426 / participant

Investment mgmt$84K65.0%
Other / not subdivided$45K35.0%

% of EOY assets

0.212%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: VWC, PS
Auditor EIN: 911007261
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$164,733

$80,177+105.5%

$123,894+33.0%

$57,658+185.7%

Participation rate

96.4%

74.4%+21.9pp

81.4%+14.9pp

70.2%+26.1pp

Annual return

8.84%

17.90%-9.1pp

47.52%-38.7pp

5.13%+3.7pp

Employer contribution / active EE

$3,184

$2,913+9.3%

$4,617-31.0%

$1,974+61.3%

Participant deferral / active EE

$6,282

$5,130+22.4%

$5,984+5.0%

$3,061+105.3%

Admin fee / account holder

$350

$106+228.8%

$8,357-95.8%

$95+269.7%

Provider

Service type

Compensation

RBC WEALTH MANAGEMENT2+ years

Service code 26 · EIN 41-1416330

Advisory (Participants)

$50,923

TRAUTMANN MAHER & ASSOCIATES2+ years

Service code 15 · EIN 91-1526584

Recordkeeping

$43,721

BAIRD FUNDS2+ years

Filed as: ROBERT W. BAIRD

Service code 26 · EIN 39-6037917

Advisory (Participants)

$16,714

MERRILL LYNCH PIERCE FENNER & SMITH2+ years

Filed as: MERRILL LYNCH, PIERCE, FENNER&SMITH

Service code 26

1215 4TH AVE SUITE 2600 · SEATTLE, WA 98161

Advisory (Participants)

$10,852

SHANNON & WILSON, INC. PS RETIREMENT & 401(K) PLAN AND TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

SHANNON & WILSON, INC. PS RETIREMENT & 401(K) PLAN AND TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion