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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,408 | $52,519-23.1% | $155,789-74.1% | $59,633-32.2% |
| Participation rate | 60.0% | 61.7%-1.7pp | 76.1%-16.1pp | 68.7%-8.7pp |
| Annual return | -0.89% | 53.51%-54.4pp | 71.54%-72.4pp | 2041.45%-2042.3pp |
| Employer contribution / active EE | $714 | $1,589-55.1% | $3,839-81.4% | $2,203-67.6% |
| Participant deferral / active EE | $2,123 | $3,084-31.2% | $4,798-55.8% | $3,192-33.5% |
| Admin fee / account holder | $3,100 | $3,540-12.4% | $7,477-58.5% | $4,297-27.9% |