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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,294 | $70,684+2.3% | $169,397-57.3% | $75,177-3.8% |
| Participation rate | 62.5% | 64.8%-2.3pp | 77.2%-14.7pp | 67.2%-4.7pp |
| Annual return | 24.17% | 36.38%-12.2pp | 406.23%-382.1pp | 160.75%-136.6pp |
| Employer contribution / active EE | $1,869 | $2,211-15.5% | $4,013-53.4% | $2,671-30.0% |
| Participant deferral / active EE | $4,924 | $4,310+14.3% | $6,223-20.9% | $4,126+19.3% |
| Admin fee / account holder | $3,570 | $5,404-33.9% | $9,017-60.4% | $5,651-36.8% |