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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,280 | $185,225-92.8% | $142,898-90.7% | $167,536-92.1% |
| Participation rate | 47.8% | 78.5%-30.6pp | 72.0%-24.1pp | 82.1%-34.3pp |
| Annual return | 16.47% | 8558.12%-8541.7pp | 5639.64%-5623.2pp | 478.82%-462.4pp |
| Employer contribution / active EE | $1,371 | $5,607-75.5% | $4,146-66.9% | $4,839-71.7% |
| Participant deferral / active EE | $3,124 | $4,496-30.5% | $3,838-18.6% | $6,342-50.7% |
| Admin fee / account holder | $106 | $8,032-98.7% | $6,560-98.4% | $12,315-99.1% |