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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,759 | $156,963-78.5% | $121,204-72.1% | $139,466-75.8% |
| Participation rate | 40.0% | 76.5%-36.5pp | 69.5%-29.5pp | 80.3%-40.3pp |
| Annual return | 16.91% | 1476.75%-1459.8pp | 987.18%-970.3pp | 373.66%-356.8pp |
| Employer contribution / active EE | $1,789 | $5,544-67.7% | $4,170-57.1% | $4,754-62.4% |
| Participant deferral / active EE | $4,571 | $4,848-5.7% | $4,083+12.0% | $6,712-31.9% |
| Admin fee / account holder | $2,405 | $6,953-65.4% | $5,651-57.4% | $11,409-78.9% |