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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,502 | $104,251-37.2% | $91,004-28.0% | $147,586-55.6% |
| Participation rate | 54.2% | 78.2%-24.1pp | 75.6%-21.4pp | 82.8%-28.7pp |
| Annual return | 16.95% | 27.06%-10.1pp | 4.60%+12.4pp | 578.59%-561.6pp |
| Employer contribution / active EE | $1,042 | $3,116-66.6% | $2,456-57.6% | $4,876-78.6% |
| Participant deferral / active EE | $3,217 | $4,195-23.3% | $3,548-9.3% | $5,439-40.9% |
| Admin fee / account holder | $4,616 | $8,948-48.4% | $5,417-14.8% | $10,886-57.6% |