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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,679 | $125,184-61.9% | $105,607-54.9% | $145,884-67.3% |
| Participation rate | 60.0% | 77.6%-17.6pp | 75.3%-15.3pp | 80.3%-20.3pp |
| Annual return | 9.40% | 225.00%-215.6pp | 116.11%-106.7pp | 551.85%-542.4pp |
| Employer contribution / active EE | $860 | $3,720-76.9% | $3,167-72.9% | $4,662-81.6% |
| Participant deferral / active EE | $3,106 | $5,714-45.6% | $5,011-38.0% | $6,690-53.6% |
| Admin fee / account holder | $13,375 | $17,133-21.9% | $10,958+22.1% | $13,392-0.1% |