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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,679 | $126,519-62.3% | $106,201-55.1% | $145,959-67.3% |
| Participation rate | 60.0% | 77.7%-17.7pp | 75.3%-15.3pp | 80.3%-20.3pp |
| Annual return | 9.40% | 225.10%-215.7pp | 116.26%-106.9pp | 561.95%-552.5pp |
| Employer contribution / active EE | $860 | $3,726-76.9% | $3,170-72.9% | $4,661-81.6% |
| Participant deferral / active EE | $3,106 | $5,716-45.7% | $5,012-38.0% | $6,689-53.6% |
| Admin fee / account holder | $13,375 | $17,312-22.7% | $11,039+21.2% | $13,398-0.2% |