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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,469 | $153,311-91.9% | $109,313-88.6% | $273,972-95.4% |
| Participation rate | 5.6% | 80.1%-74.5pp | 71.3%-65.7pp | 83.0%-77.5pp |
| Annual return | 4.00% | 29.86%-25.9pp | 22.07%-18.1pp | 41.46%-37.5pp |
| Employer contribution / active EE | $100 | $5,619-98.2% | $3,892-97.4% | $4,869-97.9% |
| Participant deferral / active EE | $217 | $3,932-94.5% | $3,166-93.2% | $5,287-95.9% |
| Admin fee / account holder | $25 | $8,076-99.7% | $5,666-99.6% | $10,133-99.8% |