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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,455 | $176,402-93.5% | $134,162-91.5% | $158,982-92.8% |
| Participation rate | 66.7% | 78.7%-12.1pp | 72.2%-5.5pp | 82.0%-15.3pp |
| Annual return | 21.45% | 63.66%-42.2pp | 36.35%-14.9pp | 302.99%-281.5pp |
| Employer contribution / active EE | $916 | $5,042-81.8% | $3,705-75.3% | $4,763-80.8% |
| Participant deferral / active EE | $1,893 | $4,093-53.7% | $3,500-45.9% | $5,983-68.4% |
| Admin fee / account holder | $0 | $8,719-100.0% | $6,685-100.0% | $11,252-100.0% |