Filed June 1, 2020
Total covered: 201 employees
| Provider | Service type | Compensation |
|---|---|---|
COOK STREET CONSULTING9+ years Service code 16 · EIN 84-0854432 | Consulting | $150,878 |
CHARLES SCHWAB & CO., INC.4 years Filed as: CHARLES SCHWAB TRUST BANK Service code 19 · EIN 82-3967259 | Securities Custodian | $131,280 |
MOSS ADAMS LLP9+ years Service code 10 · EIN 91-0189318 | Accounting | $24,885 |
MILLIMAN, INC.9+ years Service code 15 · EIN 91-0675641 | Recordkeeping | $12,127 |
CHARLES SCHWAB & CO., INC.5 years Filed as: CHARLES SCHWAB & CO, INC. Service code 19 · EIN 94-1737782 | Securities Custodian | $0 |
CHARLES SCHWAB & CO., INC.8 years Filed as: CHARLES SCHWAB & CO., INC Service code 19 | Securities Custodian | $0 |
CHARLES SCHWAB & CO., INC.9+ years Service code 19 | Securities Custodian | $0 |
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $361,633 | $107,415+236.7% | $135,998+165.9% | $80,187+351.0% |
| Participation rate | 98.1% | 78.0%+20.1pp | 81.9%+16.2pp | 72.9%+25.2pp |
| Annual return | 17.06% | 91.99%-74.9pp | 68.37%-51.3pp | 40.40%-23.3pp |
| Employer contribution / active EE | $14,889 | $3,878+283.9% | $4,860+206.4% | $2,980+399.7% |
| Participant deferral / active EE | $11,738 | $8,189+43.3% | $7,761+51.3% | $5,016+134.0% |
| Admin fee / account holder | $61 | $127-51.8% | $10,769-99.4% | $145-57.8% |