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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,004 | $50,554-66.4% | $67,681-74.9% | $87,485-80.6% |
| Participation rate | 83.3% | 67.7%+15.6pp | 73.7%+9.6pp | 68.9%+14.4pp |
| Annual return | 8.46% | 17.81%-9.4pp | 590.58%-582.1pp | 26.06%-17.6pp |
| Employer contribution / active EE | $880 | $1,988-55.7% | $2,678-67.1% | $2,596-66.1% |
| Participant deferral / active EE | $2,051 | $2,961-30.7% | $3,976-48.4% | $4,274-52.0% |
| Admin fee / account holder | $951 | $4,132-77.0% | $6,100-84.4% | $7,775-87.8% |