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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,004 | $48,011-64.6% | $63,803-73.3% | $82,637-79.4% |
| Participation rate | 83.3% | 66.6%+16.8pp | 72.7%+10.6pp | 68.1%+15.3pp |
| Annual return | 8.46% | 19.84%-11.4pp | 543.72%-535.3pp | 53.51%-45.0pp |
| Employer contribution / active EE | $880 | $1,904-53.7% | $2,532-65.2% | $2,552-65.5% |
| Participant deferral / active EE | $2,051 | $2,846-27.9% | $3,843-46.6% | $4,126-50.3% |
| Admin fee / account holder | $951 | $3,873-75.4% | $5,196-81.7% | $7,339-87.0% |