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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,549 | $69,252-86.2% | $64,099-85.1% | $139,456-93.2% |
| Participation rate | 100.0% | 75.6%+24.4pp | 72.3%+27.7pp | 80.3%+19.7pp |
| Annual return | 8.14% | 45.89%-37.8pp | 33.70%-25.6pp | 373.45%-365.3pp |
| Employer contribution / active EE | $997 | $3,184-68.7% | $2,748-63.7% | $4,753-79.0% |
| Participant deferral / active EE | $2,320 | $4,683-50.5% | $3,881-40.2% | $6,711-65.4% |
| Admin fee / account holder | $404 | $4,248-90.5% | $3,070-86.9% | $11,407-96.5% |