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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,549 | $69,248-86.2% | $64,101-85.1% | $139,466-93.2% |
| Participation rate | 100.0% | 75.6%+24.4pp | 72.3%+27.7pp | 80.3%+19.7pp |
| Annual return | 8.14% | 45.95%-37.8pp | 33.72%-25.6pp | 373.66%-365.5pp |
| Employer contribution / active EE | $997 | $3,185-68.7% | $2,749-63.7% | $4,754-79.0% |
| Participant deferral / active EE | $2,320 | $4,682-50.5% | $3,881-40.2% | $6,712-65.4% |
| Admin fee / account holder | $404 | $4,247-90.5% | $3,070-86.9% | $11,409-96.5% |