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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,878 | $50,947+37.2% | $74,551-6.3% | $64,173+8.9% |
| Participation rate | 83.3% | 61.1%+22.3pp | 69.1%+14.2pp | 69.6%+13.8pp |
| Annual return | -6.01% | -1.85%-4.2pp | 32.53%-38.5pp | 7.63%-13.6pp |
| Employer contribution / active EE | $343 | $1,115-69.2% | $1,961-82.5% | $2,381-85.6% |
| Participant deferral / active EE | $2,706 | $2,302+17.6% | $3,108-12.9% | $3,470-22.0% |
| Admin fee / account holder | $1,592 | $4,221-62.3% | $5,059-68.5% | $4,887-67.4% |