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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,393 | $65,034+29.8% | $90,970-7.2% | $79,856+5.7% |
| Participation rate | 89.2% | 61.6%+27.6pp | 69.0%+20.2pp | 69.6%+19.5pp |
| Annual return | 16.13% | 30.45%-14.3pp | 134.60%-118.5pp | 31.71%-15.6pp |
| Employer contribution / active EE | $405 | $1,247-67.6% | $2,122-80.9% | $2,471-83.6% |
| Participant deferral / active EE | $3,068 | $2,512+22.1% | $3,373-9.0% | $3,741-18.0% |
| Admin fee / account holder | $2,061 | $4,536-54.6% | $5,961-65.4% | $5,306-61.2% |