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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $273,953 | $105,200+160.4% | $159,474+71.8% | $85,847+219.1% |
| Participation rate | 97.2% | 75.8%+21.4pp | 82.8%+14.4pp | 69.3%+27.9pp |
| Annual return | 22.03% | 45.08%-23.0pp | 263.68%-241.6pp | 318.61%-296.6pp |
| Employer contribution / active EE | $6,706 | $3,319+102.1% | $4,831+38.8% | $2,565+161.4% |
| Participant deferral / active EE | $6,146 | $5,946+3.4% | $7,353-16.4% | $3,952+55.5% |
| Admin fee / account holder | $98,151 | $6,934+1315.4% | $10,802+808.6% | $6,261+1467.7% |