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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $302,399 | $98,776+206.1% | $149,745+101.9% | $79,856+278.7% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.6%+30.4pp |
| Annual return | 13.74% | 27.38%-13.6pp | 276.72%-263.0pp | 31.71%-18.0pp |
| Employer contribution / active EE | $3,444 | $3,217+7.0% | $4,646-25.9% | $2,471+39.4% |
| Participant deferral / active EE | $5,964 | $5,681+5.0% | $6,843-12.8% | $3,741+59.4% |
| Admin fee / account holder | $89,634 | $6,053+1380.9% | $9,312+862.6% | $5,306+1589.2% |