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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $255,673 | $77,817+228.6% | $123,553+106.9% | $64,173+298.4% |
| Participation rate | 100.0% | 74.7%+25.3pp | 82.3%+17.7pp | 69.6%+30.4pp |
| Annual return | -4.01% | 12.49%-16.5pp | 119.21%-123.2pp | 7.63%-11.6pp |
| Employer contribution / active EE | $5,565 | $3,014+84.6% | $4,628+20.3% | $2,381+133.8% |
| Participant deferral / active EE | $4,531 | $5,240-13.5% | $6,426-29.5% | $3,470+30.6% |
| Admin fee / account holder | $51,565 | $5,519+834.3% | $9,284+455.4% | $4,887+955.1% |