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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,809 | $124,346-27.0% | $111,306-18.4% | $167,553-45.8% |
| Participation rate | 75.0% | 79.6%-4.6pp | 77.3%-2.3pp | 82.1%-7.1pp |
| Annual return | 12.15% | 37.46%-25.3pp | 54.67%-42.5pp | 478.89%-466.7pp |
| Employer contribution / active EE | $0 | $3,438-100.0% | $2,732-100.0% | $4,840-100.0% |
| Participant deferral / active EE | $5,675 | $5,182+9.5% | $4,488+26.5% | $6,343-10.5% |
| Admin fee / account holder | $535 | $10,623-95.0% | $7,966-93.3% | $12,316-95.7% |