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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,526 | $103,393-42.4% | $87,103-31.7% | $152,909-61.1% |
| Participation rate | 76.2% | 79.4%-3.2pp | 76.9%-0.7pp | 82.5%-6.3pp |
| Annual return | 21.01% | 28.10%-7.1pp | 28.19%-7.2pp | 345.46%-324.5pp |
| Employer contribution / active EE | $2,531 | $3,221-21.4% | $2,521+0.4% | $4,764-46.9% |
| Participant deferral / active EE | $4,410 | $4,778-7.7% | $4,049+8.9% | $5,851-24.6% |
| Admin fee / account holder | $781 | $12,195-93.6% | $7,491-89.6% | $11,601-93.3% |