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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,652 | $112,131-24.5% | $95,964-11.8% | $158,982-46.8% |
| Participation rate | 71.4% | 79.0%-7.6pp | 77.1%-5.7pp | 82.0%-10.5pp |
| Annual return | 18.93% | 171.19%-152.3pp | 91.64%-72.7pp | 302.99%-284.1pp |
| Employer contribution / active EE | $2,812 | $3,199-12.1% | $2,541+10.7% | $4,763-40.9% |
| Participant deferral / active EE | $5,102 | $4,784+6.6% | $4,167+22.4% | $5,983-14.7% |
| Admin fee / account holder | $410 | $10,136-96.0% | $6,797-94.0% | $11,252-96.4% |