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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,949 | $72,607+40.4% | $90,259+13.0% | $87,485+16.5% |
| Participation rate | 92.2% | 64.8%+27.4pp | 70.7%+21.4pp | 68.9%+23.3pp |
| Annual return | 14.51% | 18.59%-4.1pp | 18.88%-4.4pp | 26.06%-11.6pp |
| Employer contribution / active EE | $2,127 | $1,919+10.8% | $2,291-7.1% | $2,596-18.1% |
| Participant deferral / active EE | $4,113 | $3,055+34.6% | $3,827+7.5% | $4,274-3.8% |
| Admin fee / account holder | $4,972 | $5,947-16.4% | $7,267-31.6% | $7,775-36.0% |