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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,133 | $63,082+11.2% | $81,726-14.2% | $79,856-12.2% |
| Participation rate | 94.2% | 67.5%+26.7pp | 72.0%+22.2pp | 69.6%+24.6pp |
| Annual return | 5.05% | 22.66%-17.6pp | 29.49%-24.4pp | 31.71%-26.7pp |
| Employer contribution / active EE | $1,665 | $1,795-7.3% | $4,311-61.4% | $2,471-32.6% |
| Participant deferral / active EE | $4,334 | $2,780+55.9% | $7,108-39.0% | $3,741+15.9% |
| Admin fee / account holder | $913 | $4,428-79.4% | $5,160-82.3% | $5,306-82.8% |