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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,461 | $52,306-3.5% | $69,779-27.7% | $62,881-19.8% |
| Participation rate | 83.3% | 67.2%+16.1pp | 71.8%+11.5pp | 69.3%+14.0pp |
| Annual return | 4.17% | 13.35%-9.2pp | 12.99%-8.8pp | 20.14%-16.0pp |
| Employer contribution / active EE | $1,397 | $1,799-22.3% | $2,338-40.3% | $2,281-38.7% |
| Participant deferral / active EE | $3,225 | $2,395+34.7% | $2,931+10.0% | $3,203+0.7% |
| Admin fee / account holder | $2,672 | $3,691-27.6% | $4,381-39.0% | $4,296-37.8% |