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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $250,106 | $211,105+18.5% | $178,449+40.2% | $145,978+71.3% |
| Participation rate | 100.0% | 80.8%+19.2pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 22.90% | 30.19%-7.3pp | 27.09%-4.2pp | 550.52%-527.6pp |
| Employer contribution / active EE | $4,775 | $4,569+4.5% | $3,951+20.9% | $4,662+2.4% |
| Participant deferral / active EE | $5,163 | $6,959-25.8% | $6,277-17.7% | $6,690-22.8% |
| Admin fee / account holder | $22,034 | $12,017+83.4% | $10,362+112.6% | $13,400+64.4% |