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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $234,004 | $232,540+0.6% | $185,117+26.4% | $147,586+58.6% |
| Participation rate | 100.0% | 82.4%+17.6pp | 77.3%+22.7pp | 82.8%+17.2pp |
| Annual return | 64.79% | 43.03%+21.8pp | 40.50%+24.3pp | 578.59%-513.8pp |
| Employer contribution / active EE | $24,053 | $5,195+363.0% | $4,182+475.2% | $4,876+393.2% |
| Participant deferral / active EE | $10,414 | $5,834+78.5% | $5,045+106.4% | $5,439+91.5% |
| Admin fee / account holder | $1,876 | $10,275-81.7% | $8,159-77.0% | $10,886-82.8% |