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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,861 | $77,816+47.6% | $123,552-7.0% | $64,173+79.0% |
| Participation rate | 56.3% | 74.7%-18.5pp | 82.3%-26.0pp | 69.6%-13.3pp |
| Annual return | -5.97% | 12.49%-18.5pp | 119.20%-125.2pp | 7.63%-13.6pp |
| Employer contribution / active EE | $3,890 | $3,014+29.1% | $4,628-15.9% | $2,381+63.4% |
| Participant deferral / active EE | $7,598 | $5,240+45.0% | $6,426+18.2% | $3,470+119.0% |
| Admin fee / account holder | $10,568 | $5,519+91.5% | $9,285+13.8% | $4,887+116.2% |