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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,330 | $76,551+42.8% | $123,894-11.8% | $62,881+73.9% |
| Participation rate | 61.3% | 73.0%-11.7pp | 81.4%-20.1pp | 69.3%-8.0pp |
| Annual return | 8.81% | 18.68%-9.9pp | 47.52%-38.7pp | 20.14%-11.3pp |
| Employer contribution / active EE | $5,399 | $2,882+87.3% | $4,617+16.9% | $2,281+136.7% |
| Participant deferral / active EE | $6,039 | $4,840+24.8% | $5,984+0.9% | $3,203+88.6% |
| Admin fee / account holder | $2,041 | $4,826-57.7% | $8,357-75.6% | $4,296-52.5% |