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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,257 | $169,356-98.7% | $129,406-98.3% | $145,897-98.5% |
| Participation rate | 77.3% | 76.5%+0.8pp | 69.6%+7.6pp | 80.3%-3.0pp |
| Annual return | 11.75% | 14418.62%-14406.9pp | 9468.18%-9456.4pp | 552.29%-540.5pp |
| Employer contribution / active EE | $878 | $5,542-84.1% | $4,155-78.9% | $4,663-81.2% |
| Participant deferral / active EE | $1,633 | $4,987-67.3% | $4,167-60.8% | $6,689-75.6% |
| Admin fee / account holder | $457 | $9,915-95.4% | $7,689-94.1% | $13,390-96.6% |