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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,251 | $154,228+3.9% | $145,433+10.2% | $137,256+16.8% |
| Participation rate | 83.3% | 83.8%-0.5pp | 82.1%+1.2pp | 80.0%+3.4pp |
| Annual return | 14.34% | 74.59%-60.2pp | 66.58%-52.2pp | 220.34%-206.0pp |
| Employer contribution / active EE | $5,485 | $4,804+14.2% | $4,554+20.4% | $4,156+32.0% |
| Participant deferral / active EE | $12,636 | $8,216+53.8% | $7,897+60.0% | $6,407+97.2% |
| Admin fee / account holder | $18,203 | $14,344+26.9% | $13,129+38.6% | $12,270+48.3% |