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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,251 | $196,972-18.6% | $182,262-12.1% | $198,609-19.3% |
| Participation rate | 83.3% | 85.7%-2.4pp | 84.2%-0.9pp | 82.4%+1.0pp |
| Annual return | 14.34% | 158.27%-143.9pp | 140.60%-126.3pp | 202.70%-188.4pp |
| Employer contribution / active EE | $5,485 | $5,364+2.3% | $5,046+8.7% | $5,055+8.5% |
| Participant deferral / active EE | $12,636 | $8,643+46.2% | $8,276+52.7% | $6,977+81.1% |
| Admin fee / account holder | $18,203 | $18,429-1.2% | $16,712+8.9% | $19,030-4.3% |