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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,251 | $162,136-1.2% | $152,301+5.2% | $154,746+3.6% |
| Participation rate | 83.3% | 84.1%-0.8pp | 82.4%+0.9pp | 80.7%+2.6pp |
| Annual return | 14.34% | 91.02%-76.7pp | 80.50%-66.2pp | 172.34%-158.0pp |
| Employer contribution / active EE | $5,485 | $4,890+12.2% | $4,624+18.6% | $4,379+25.2% |
| Participant deferral / active EE | $12,636 | $8,341+51.5% | $8,004+57.9% | $6,730+87.7% |
| Admin fee / account holder | $18,203 | $15,759+15.5% | $14,398+26.4% | $14,365+26.7% |