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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,277 | $148,623-45.3% | $135,974-40.2% | $139,466-41.7% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 21.61% | 79.30%-57.7pp | 68.30%-46.7pp | 373.66%-352.1pp |
| Employer contribution / active EE | $9,456 | $5,246+80.2% | $4,859+94.6% | $4,754+98.9% |
| Participant deferral / active EE | $18,912 | $8,103+133.4% | $7,760+143.7% | $6,712+181.8% |
| Admin fee / account holder | $309 | $12,406-97.5% | $10,767-97.1% | $11,409-97.3% |