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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,663 | $176,077-65.5% | $159,455-62.0% | $167,518-63.8% |
| Participation rate | 100.0% | 84.9%+15.1pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 579.29% | 331.83%+247.5pp | 263.63%+315.7pp | 478.71%+100.6pp |
| Employer contribution / active EE | $7,307 | $5,298+37.9% | $4,830+51.3% | $4,838+51.0% |
| Participant deferral / active EE | $15,022 | $7,751+93.8% | $7,353+104.3% | $6,342+136.9% |
| Admin fee / account holder | $2,230 | $12,556-82.2% | $10,800-79.3% | $12,312-81.9% |