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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,747 | $117,895-63.7% | $102,460-58.3% | $145,897-70.7% |
| Participation rate | 77.8% | 78.6%-0.9pp | 76.5%+1.3pp | 80.3%-2.5pp |
| Annual return | 10.80% | 31.92%-21.1pp | 29.47%-18.7pp | 552.29%-541.5pp |
| Employer contribution / active EE | $2,227 | $3,619-38.5% | $3,025-26.4% | $4,663-52.2% |
| Participant deferral / active EE | $5,765 | $5,736+0.5% | $5,056+14.0% | $6,689-13.8% |
| Admin fee / account holder | $907 | $13,353-93.2% | $9,460-90.4% | $13,390-93.2% |