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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,512 | $136,860-53.6% | $120,344-47.2% | $154,746-59.0% |
| Participation rate | 70.0% | 79.9%-9.9pp | 76.7%-6.7pp | 80.7%-10.7pp |
| Annual return | 18.79% | 21.38%-2.6pp | 20.30%-1.5pp | 172.34%-153.5pp |
| Employer contribution / active EE | $1,305 | $3,533-63.1% | $3,020-56.8% | $4,379-70.2% |
| Participant deferral / active EE | $5,156 | $5,793-11.0% | $5,135+0.4% | $6,730-23.4% |
| Admin fee / account holder | $412 | $15,393-97.3% | $12,742-96.8% | $14,365-97.1% |