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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,127 | $101,283-81.1% | $75,826-74.8% | $135,382-85.9% |
| Participation rate | 100.0% | 72.7%+27.3pp | 68.2%+31.8pp | 82.6%+17.4pp |
| Annual return | -6.19% | 3384.62%-3390.8pp | 1914.15%-1920.3pp | 519.77%-526.0pp |
| Employer contribution / active EE | $8,746 | $2,382+267.2% | $1,913+357.1% | $4,779+83.0% |
| Participant deferral / active EE | $3,862 | $3,469+11.3% | $2,862+34.9% | $5,609-31.1% |
| Admin fee / account holder | $886 | $6,539-86.4% | $4,726-81.2% | $10,829-91.8% |