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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,377 | $74,879,922-100.0% | $40,145,923-100.0% | $273,972-96.9% |
| Participation rate | 100.0% | 74.1%+25.9pp | 68.4%+31.6pp | 83.0%+17.0pp |
| Annual return | 7.28% | 2.55%+4.7pp | 5.24%+2.0pp | 41.46%-34.2pp |
| Employer contribution / active EE | $1,891 | $2,350-19.5% | $1,844+2.6% | $4,869-61.2% |
| Participant deferral / active EE | $2,591 | $2,962-12.5% | $2,5910% | $5,287-51.0% |
| Admin fee / account holder | $305 | $3,725-91.8% | $2,903-89.5% | $10,133-97.0% |