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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,564 | $58,577-73.4% | $83,323-81.3% | $64,181-75.8% |
| Participation rate | 86.5% | 72.0%+14.5pp | 77.8%+8.8pp | 69.6%+16.9pp |
| Annual return | 19.56% | 9.65%+9.9pp | 10.63%+8.9pp | 7.63%+11.9pp |
| Employer contribution / active EE | $0 | $2,098-100.0% | $3,379-100.0% | $2,381-100.0% |
| Participant deferral / active EE | $12,098 | $4,654+159.9% | $5,565+117.4% | $3,470+248.7% |
| Admin fee / account holder | $848 | $9,275-90.9% | $7,539-88.7% | $4,887-82.6% |