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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,366 | $64,359-85.4% | $90,161-89.6% | $70,126-86.6% |
| Participation rate | 86.7% | 70.4%+16.2pp | 76.9%+9.8pp | 69.5%+17.1pp |
| Annual return | 127.21% | 28.13%+99.1pp | 34.89%+92.3pp | 73.15%+54.1pp |
| Employer contribution / active EE | $0 | $2,046-100.0% | $3,318-100.0% | $2,343-100.0% |
| Participant deferral / active EE | $6,924 | $4,389+57.8% | $5,287+31.0% | $3,332+107.8% |
| Admin fee / account holder | $409 | $3,945-89.6% | $5,943-93.1% | $4,645-91.2% |