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| Provider | Service type | Compensation |
|---|---|---|
PENSIONMARK FINANCIAL GROUP LLC1+ years Service code 27 24 E COTA ST STE 200 · SANTA BARBARA, CA 93101 | Advisory (Plan) | $1,098 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $1,095 |
Filed as: COTA STREET INVESTMENT MANAGEMENT Service code 28 24 E. COTA STREET · SANTA BARBARA, CA 93101 | Investment Management | $243 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,032 | $37,440-81.2% | $77,081-90.9% | $66,930-89.5% |
| Participation rate | 57.4% | 52.9%+4.5pp | 67.9%-10.5pp | 69.8%-12.4pp |
| Annual return | 0.00% | -3.26%+3.3pp | 42.33%-42.3pp | 1.57%-1.6pp |
| Employer contribution / active EE | $1,126 | $1,534-26.6% | $2,813-60.0% | $2,545-55.8% |
| Participant deferral / active EE | $2,339 | $2,620-10.7% | $4,428-47.2% | $4,238-44.8% |
| Admin fee / account holder | $26 | $568-95.5% | $5,427-99.5% | $593-95.7% |