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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ADVISORY GROUP Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $17,269 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $2,902 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,452 | $95,438-69.1% | $135,982-78.3% | $74,473-60.5% |
| Participation rate | 93.4% | 78.2%+15.2pp | 81.9%+11.5pp | 70.7%+22.7pp |
| Annual return | 35.81% | 32.61%+3.2pp | 68.32%-32.5pp | 34.36%+1.4pp |
| Employer contribution / active EE | $4,283 | $3,878+10.4% | $4,859-11.9% | $2,638+62.3% |
| Participant deferral / active EE | $7,008 | $7,790-10.0% | $7,760-9.7% | $4,530+54.7% |
| Admin fee / account holder | $62 | $259-76.0% | $10,767-99.4% | $347-82.1% |