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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,643 | $89,652-80.3% | $141,197-87.5% | $65,186-72.9% |
| Participation rate | 41.4% | 74.7%-33.3pp | 82.5%-41.0pp | 70.2%-28.8pp |
| Annual return | 40.60% | 32.79%+7.8pp | 71.41%-30.8pp | 29.39%+11.2pp |
| Employer contribution / active EE | $1,013 | $3,065-66.9% | $4,736-78.6% | $2,177-53.4% |
| Participant deferral / active EE | $2,455 | $5,691-56.9% | $6,710-63.4% | $3,514-30.1% |
| Admin fee / account holder | $39 | $569-93.2% | $10,265-99.6% | $847-95.4% |