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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,648 | $183,592-87.1% | $155,567-84.8% | $145,959-83.8% |
| Participation rate | 75.0% | 82.7%-7.7pp | 78.2%-3.2pp | 80.3%-5.3pp |
| Annual return | 10.38% | 61.24%-50.9pp | 64.74%-54.4pp | 561.95%-551.6pp |
| Employer contribution / active EE | $2,584 | $5,315-51.4% | $4,674-44.7% | $4,661-44.6% |
| Participant deferral / active EE | $3,470 | $6,464-46.3% | $5,628-38.3% | $6,689-48.1% |
| Admin fee / account holder | $3,229 | $19,318-83.3% | $15,916-79.7% | $13,398-75.9% |