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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,820 | $61,125-83.9% | $94,057-89.6% | $87,485-88.8% |
| Participation rate | 92.9% | 64.1%+28.8pp | 73.3%+19.5pp | 68.9%+23.9pp |
| Annual return | 21.73% | 35.20%-13.5pp | 480.62%-458.9pp | 26.06%-4.3pp |
| Employer contribution / active EE | $1,203 | $2,136-43.7% | $2,933-59.0% | $2,596-53.7% |
| Participant deferral / active EE | $2,074 | $3,260-36.4% | $4,709-56.0% | $4,274-51.5% |
| Admin fee / account holder | $616 | $5,629-89.0% | $7,244-91.5% | $7,775-92.1% |