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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,451 | $91,559-61.3% | $133,959-73.5% | $79,858-55.6% |
| Participation rate | 62.7% | 73.3%-10.6pp | 79.8%-17.1pp | 69.6%-6.9pp |
| Annual return | 18.52% | 61.85%-43.3pp | 45.09%-26.6pp | 31.72%-13.2pp |
| Employer contribution / active EE | $2,366 | $2,384-0.8% | $3,919-39.6% | $2,471-4.3% |
| Participant deferral / active EE | $4,915 | $3,734+31.6% | $5,047-2.6% | $3,740+31.4% |
| Admin fee / account holder | $5,289 | $6,321-16.3% | $8,928-40.8% | $5,306-0.3% |