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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,896 | $102,393+8.3% | $147,041-24.6% | $80,911+37.1% |
| Participation rate | 78.8% | 75.9%+2.9pp | 82.2%-3.4pp | 67.6%+11.1pp |
| Annual return | 14.18% | 134.95%-120.8pp | 419.21%-405.0pp | 35.63%-21.4pp |
| Employer contribution / active EE | $3,209 | $3,715-13.6% | $4,935-35.0% | $2,756+16.5% |
| Participant deferral / active EE | $6,827 | $6,647+2.7% | $8,071-15.4% | $4,297+58.9% |
| Admin fee / account holder | $6,704 | $7,943-15.6% | $13,006-48.5% | $6,935-3.3% |