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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,204 | $82,674-27.2% | $125,381-52.0% | $68,486-12.1% |
| Participation rate | 67.6% | 75.1%-7.4pp | 82.4%-14.7pp | 67.9%-0.2pp |
| Annual return | -16.75% | -5.97%-10.8pp | 572.31%-589.1pp | -7.85%-8.9pp |
| Employer contribution / active EE | $2,866 | $3,382-15.3% | $4,815-40.5% | $2,597+10.4% |
| Participant deferral / active EE | $4,971 | $6,111-18.7% | $7,448-33.3% | $4,028+23.4% |
| Admin fee / account holder | $3 | $6,277-100.0% | $10,007-100.0% | $5,404-100.0% |