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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,350 | $100,805-46.1% | $86,698-37.3% | $134,532-59.6% |
| Participation rate | 94.7% | 79.0%+15.8pp | 76.6%+18.1pp | 81.2%+13.5pp |
| Annual return | -20.78% | 29.09%-49.9pp | 35.95%-56.7pp | 418.27%-439.0pp |
| Employer contribution / active EE | $8,353 | $3,490+139.3% | $2,837+194.4% | $4,741+76.2% |
| Participant deferral / active EE | $5,312 | $5,339-0.5% | $4,656+14.1% | $6,401-17.0% |
| Admin fee / account holder | $1,106 | $10,925-89.9% | $7,493-85.2% | $11,429-90.3% |