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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,782 | $62,583-26.8% | $76,767-40.4% | $64,173-28.7% |
| Participation rate | 93.3% | 72.8%+20.5pp | 77.0%+16.4pp | 69.6%+23.8pp |
| Annual return | -8.93% | -1.95%-7.0pp | 2.43%-11.4pp | 7.63%-16.6pp |
| Employer contribution / active EE | $2,410 | $1,832+31.5% | $2,485-3.0% | $2,381+1.2% |
| Participant deferral / active EE | $5,182 | $3,145+64.8% | $3,852+34.5% | $3,470+49.4% |
| Admin fee / account holder | $2,354 | $4,667-49.6% | $6,675-64.7% | $4,887-51.8% |