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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,247 | $88,042-38.4% | $138,135-60.7% | $79,856-32.1% |
| Participation rate | 69.2% | 71.4%-2.2pp | 78.7%-9.5pp | 69.6%-0.4pp |
| Annual return | 42.43% | 20.58%+21.9pp | 20.51%+21.9pp | 31.71%+10.7pp |
| Employer contribution / active EE | $2,440 | $3,103-21.4% | $5,587-56.3% | $2,471-1.3% |
| Participant deferral / active EE | $3,972 | $4,704-15.6% | $6,431-38.2% | $3,741+6.2% |
| Admin fee / account holder | $3,073 | $7,791-60.6% | $11,856-74.1% | $5,306-42.1% |