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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,144 | $175,646-57.8% | $129,118-42.6% | $134,545-44.9% |
| Participation rate | 81.8% | 81.6%+0.3pp | 77.2%+4.6pp | 81.2%+0.6pp |
| Annual return | -23.20% | -11.39%-11.8pp | -10.94%-12.3pp | 418.37%-441.6pp |
| Employer contribution / active EE | $1,949 | $6,355-69.3% | $5,051-61.4% | $4,742-58.9% |
| Participant deferral / active EE | $3,752 | $7,970-52.9% | $6,539-42.6% | $6,401-41.4% |
| Admin fee / account holder | $2,916 | $23,578-87.6% | $14,305-79.6% | $11,431-74.5% |